Home Credit Improvement Debt Resolution Partners Client Portal
Affiliate & Referral Partner Program

Refer clients blocked
by credit or debt.

My Credit Care helps them get on track. You stay connected throughout — and your referral relationship stays intact.

No cost to refer
Credit & debt solutions
All 50 states
Active Referrals
On Track
Progress in progress
Partner Referral Dashboard Live
Referral Submitted Received
Client Reviewed In Progress
Strategy Assigned Active
Partner Update Scheduled
Partner updates available for enrolled clients.
Client Status
On Track
Strategy active
Who This Is For

Built for professionals who refer.

If your clients are blocked by credit or debt, you need somewhere trustworthy to send them.

Mortgage Loan Officers

Turn denied clients into future closings instead of lost deals.

Realtors

Give buyers who aren't ready yet a clear next step, not a dead end.

Business Funding Partners

Help business owners clear the personal credit obstacles blocking their funding.

Financial Advisors

Refer clients who need specialized credit or debt support alongside your planning.

Credit & Finance Affiliates

Add a trusted credit and debt solution to your portfolio and serve more of your audience.

Credit-Dependent Industries

For professionals whose clients need stronger credit to qualify, get approved, or move forward financially.

Why Partner With Us

Give every client somewhere to go.

The best professionals don't just say no — they hand off with confidence. My Credit Care gives you something credible to offer.

Turn Denials Into Future Closings
Clients you refer today may come back qualified. Keep the relationship alive instead of losing them permanently.
Your Referral Reflects Well on You
Every client is treated professionally and honestly. We protect the reputation of the professional who sent them.
Credit & Debt — One Team
AI-powered credit improvement and attorney-backed debt resolution under one roof. One referral covers both needs.
You Stay in the Loop
Monthly progress updates are available on enrolled clients so you know where each referral stands.
What Your Clients Receive
Free consultation — no cost, no obligation to start
AI Metro 2 credit review across all three bureaus
Attorney-backed debt review for qualifying clients
Personalized strategy built around each client's situation
How It Works

Three steps. That's it.

1
Submit the Referral

Share your client's basic info through our partner intake. Quick, simple, and confidential.

2
We Review the Client

We conduct a free credit or debt review, determine the right program, and build a personalized strategy.

3
You Stay Updated

Monthly progress updates are available so you always know where your referred clients stand.

Programs Clients Can Be Referred To

One referral. Three programs.

We match each client to the right program based on their situation. You just make the introduction.

FAQ

Quick answers for busy partners.

Mortgage professionals, realtors, business funding partners, financial advisors, insurance agents, credit and finance affiliates, and other professionals in credit-dependent industries are welcome to refer clients.
No. There is no cost to become a referral partner or to submit a client. The client consultation is always free and no-obligation.
Yes. Monthly progress updates are available on enrolled clients, subject to client consent. You'll know where your referrals stand without having to chase anyone down.
No. Results vary by client and are never guaranteed. We do not promise specific score increases, debt removals, or loan approvals. We provide honest expectations from day one — which is exactly why professionals trust us with their referrals.
Get Started

Have clients who
aren't ready yet?

Send them to My Credit Care. We'll take care of them — professionally, honestly, and with you updated along the way.

No cost to refer  ·  Free client review  ·  All 50 states

Disclosure: Results vary by client and are not guaranteed. My Credit Care does not guarantee credit score increases, removal of negative items, debt reduction, debt dismissal, loan approvals, or specific outcomes. My Credit Care is not a law firm. Legal services are provided through licensed attorneys where applicable. Information provided is for educational purposes only and should not be considered legal or financial advice.