Our attorney-backed debt resolution program helps qualified consumers challenge, validate, and resolve unsecured debts while creating a path toward long-term financial stability.
A structured, attorney-supported process designed to challenge, validate, and work toward resolution of eligible unsecured debts.
We review your unsecured debts and determine whether the program may be a fit for your situation — at no cost and no obligation.
The legal team reviews and challenges eligible debts through a structured validation process designed to protect your rights as a consumer.
For qualified clients, attorneys send creditor communication notices that may help reduce collection contact. Timing and results vary by creditor and account.
Accounts continue through the validation and resolution process while the legal team works toward the strongest available outcome for your situation.
Our program covers a wide range of unsecured debt categories. All accounts are reviewed individually to determine eligibility.
All accounts are reviewed individually. Eligibility depends on account type, balance, status, and underwriting review.
These are general eligibility guidelines. Final qualification is determined during your free review.
Most clients have at least $7,000 in eligible unsecured debt
Eligible clients may receive law-firm referral options for consolidation after 15 months, if qualified.
Minimum balance per individual account
Available to qualified consumers nationwide
Final eligibility is determined during the review process.
Experienced legal partners support the debt validation and resolution process — a structured, rights-based approach that distinguishes our program from traditional settlement companies.
Attorney notices may help reduce collection calls and direct creditor communication for qualified clients. Individual results vary by account and creditor.
We focus on both debt resolution and long-term financial improvement — addressing the full picture, not just the immediate problem.
Available to qualified consumers in all 50 states through our established network of licensed legal partners.
Every client's situation is unique. This is a general overview — your advisor will walk through a timeline specific to your accounts.
A no-cost, no-obligation review of your eligible unsecured debts. We determine if the program is a fit for your situation.
Enrollment is completed, the attorney team reviews your accounts, and the creditor communication process begins for qualified clients.
The debt validation and resolution process continues. The legal team actively works toward the strongest available outcome on each enrolled account.
For clients who become eligible, the law firm may provide referrals to third-party lending partners offering consolidation loan options. Eligibility is determined by the lender and is not guaranteed.
Programs commonly begin around 18 months, with many clients averaging approximately 24 months depending on enrolled debt, monthly payment amount, and individual circumstances. Your advisor will walk through an estimated timeline during your review.
Get a free confidential debt review and learn what options may be available for your situation. No pressure. No obligation.
Free review · No obligation · Confidential
Disclosure: Results vary by client. My Credit Care does not guarantee debt reduction amounts, debt dismissal, credit score increases, loan approvals, or specific outcomes. My Credit Care is not a law firm. Legal services are provided through licensed attorneys where applicable. Program eligibility depends on debt type, account status, balance, underwriting review, and client participation. Information provided is for educational purposes only and should not be considered legal or financial advice.