My Credit Care reviews your full credit profile across all three bureaus, builds a compliance-based dispute strategy, and helps you pursue a stronger financial position.
Every credit report tells a different story. Our team digs into the details to find what may be challengeable — and builds a dispute strategy around what we discover.
We start with your reports, build a dispute strategy around what we find, and work through it methodically — month by month.
We review your reports across all three bureaus and identify the areas that may need attention. No cost, no obligation.
Your advisor builds a custom plan based on your credit profile and goals — addressing what we find in a structured, prioritized way.
We prepare and submit challenges for items that may be inaccurate, outdated, incomplete, unverifiable, or otherwise legally challengeable.
We track bureau responses, review progress, and adjust the strategy as needed — keeping you informed every step of the way.
Our system reviews your credit reports through a Metro 2 compliance lens — a reporting format standard that lenders use when submitting data to the bureaus. When data doesn't meet those standards, it may be legally challengeable.
Most clients don't know this standard exists. We use it as the foundation of our review — giving us a more precise basis for every dispute we submit.
Advanced technology scans your reports for Metro 2 compliance issues and reporting inaccuracies that manual review may miss.
You work with a dedicated advisor who knows your file — not an automated system that doesn't know your name.
Understand how credit scoring works and how to maintain a stronger profile long after your program is complete.
Available to clients across all 50 states with consistent service and full three-bureau review on every program.
We stand behind our process, our communication, and our commitment to helping you pursue a stronger credit profile. We work with honesty, diligence, and care — and we're with you every step of the way. Ask your advisor about the My Credit Care Success Commitment and eligibility details.
Start with a free credit review. We'll help identify inaccurate, outdated, incomplete, or unverifiable reporting that may be challengeable.
Free review · No obligation · Results vary
Disclosure: Results vary by client and are not guaranteed. My Credit Care does not guarantee specific credit score increases, removal of negative items, loan approvals, or any specific credit outcomes. Credit improvement timelines and outcomes depend on each client's credit profile, bureau response times, and individual circumstances. Items must be inaccurate, outdated, incomplete, or unverifiable to be challenged. Information provided is for educational purposes only and should not be considered legal or financial advice.