Debt relief programs were created to resolve your debt for a fraction of what you owe, as quickly as possible. First, we provide a free debt consultation with one of our certified Debt Specialists to review various debt relief options you have including bankruptcy, debt settlement, and debt consolidation. Then we help you decide what form of debt relief and our program specifically is right for you. If you decide that it is, we work with you to design a personalized debt resolution program that fits your goals and your monthly budget. Many clients find this is often lower than their existing minimum payments! Once you enroll, Americor’s expert debt negotiators work on your behalf and negotiate with your creditors, so that we can help you become debt-free as quickly as possible.

Americor charges NO fees until you approve the settlement agreement and your debts are settled. There are NO sign-up fees, NO cancellation fees, and there’s absolutely NO obligation for you to complete the debt resolution program if you choose. Once debts are settled, the clients pay a percentage (varies by state) of the total debt enrolled as part of their monthly deposit. And if we can’t settle your accounts, then you don’t pay us… it’s that simple!

There are three ways you can save thousands of dollars (or more) by working to negotiate your credit card and other unsecured debts: #1) LOWER Monthly Payments #2) REDUCTION Of Your Total Debt Owed #3) ELIMINATION Of Long-Term Interest Fees Our debt relief program not only saves you thousands of dollars in interest and principal, and allows you to make one, low monthly payment right away, but it also prevents you from living with high interest debt for years… or even decades!

Americor provides debt relief for those who are overburdened with unsecured debt including credit cards, personal loans, and medical bills. For those who qualify, we offer debt consolidation loans through our partner Credit9. If you don’t qualify for a consolidation loan, we offer debt resolution services through our Americor Advantage debt resolution program, which can lower your monthly debt payments, reduce the total amount of debt you owe, and eliminate thousands of dollars worth of long-term interest fees. Also, once you have successfully completed six months of the Americor Advantage debt resolution program, you can qualify for the Americor Advantage consolidation loan through Credit9 to pay off your creditors and improve your credit score.

Your FICO® Score is a three-digit number determined by the information on your credit report. While FICO® doesn't collect the data themselves, it's their algorithm that determines your score. Considering their score is used in 90% of all lending decisions, it's very helpful to know where you stand.

As every credit situation is different, but our past members have seen an average increase of 40 points in just four months* and have typically stayed with us for six months.

It all depends, every situation is different. Some of our clients’ scores go up 250+ points, but depending on the credit status, some only need a 50-point boost to qualify for a home loan. Our credit experts will achieve the best results possible, no matter what the situation.